Savings
The starting rate for savings, the Lifetime ISA and other rules that decide how much of your saving stays yours.
Savings
How the Lifetime ISA bonus works, and the charge that can eat into it
The Lifetime ISA adds 25% on up to £4,000 a year, but most other withdrawals cost a quarter of the pot. The Budget published on 28 October 2026 cuts that to 20% for buyers above the price cap.
Savings
The £5,000 savings band that people on low earnings often overlook
The starting rate for savings lets up to £5,000 of interest be taxed at 0%, but only while other income stays low. We explain how earnings and pensions reduce it, with worked examples.
Related reading from other sections
Tax
Making Tax Digital has arrived for landlords and sole traders over £50,000
Since 6 April 2026, landlords and sole traders with qualifying income over £50,000 have had to send HMRC quarterly updates. Here is who joins next, how the deadlines work and who can be exempt.
State Pension & benefits
What your State Pension forecast is really telling you about missing years
A forecast shows more than a weekly figure: it points to the years that count and the ones that do not. Here is how gaps arise, what Class 3 costs in 2026/27 and how the six-year limit works.
Every Thursday: one rule, one date, one source.
The Thursday Briefing explains in a few minutes what is changing with benefits, tax, savings and household money in the UK, and links to the official page each time.